Runway to 100

Whose money

Taxed in Ireland

Offshore partner

pot

receipts

US dollars after tax. Pots are what each person holds at the start; receipts arrive in the first year.

Assumption set

Spending in Ireland, a year

Spending abroad, a year

Equities

Spending rule

Fixed Guardrails % of pot

Floor

Ceiling

Allocation rule

Fixed Shift after crash Contrarian

Move to

After a fall of

Sell to rebalance sleeves past

Spending is taken from whichever sleeve is overweight, which rebalances without a sale. Past this drift the sleeves are reset by selling, with tax. 50 means never sell.

structure

Bonds in fund All direct No Irish tax

Tax money in Ireland too (remittance basis gone)

Paths

Seed

Household value by age, today's money

5th to 95th percentile 25th to 75th Median Starting value

Log scale Nominal dollars

Household value by age, today's money

These settings under every assumption set

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